Standard chartered online banking hints and tips

Internet banking was feared by many in the past, but it has transformed into a very large industry within a fairly short period of time. One such company that uses this technology is Standard Chartered Online Banking. It's online service has many features that make banking so much more convenient than going to the teller. As long as you have an internet connection, you can literally do your banking any time you want, from where ever you are. That even means mobile banking from your cell phone as well, and it is easy to open an account. But do be careful. Although all precautions to ensure secure transactions, the world is full of folks that really do try to get your personal information for their financial gain.

Standard Chartered online banking services are extremely safe, enabling you to make, alter and cancel transactions whenever you need to. The benefits of these services completely outweigh the disadvantages.

Here are several steps you really do need to follow to keep your personal financial information out of the hands of folks that have no business getting it:

1) First and foremost, Never Ever give your log on inforation to anyone. Keep your username and password to yourself.

2) Do not click on any link to your bank's website that comes by email! This is a method privacy theives can gain access to your bank account, and other personal information after that. (After they drain your account of course). It is a tactic called phishing and you do not want to fall for it. Even if it looks like it came from your bank, Do Not click on the link. Go to your search engine, enter the bank website URL manually and log on that way. Take any action you need to there. If there is none, you can send a copy of the email to the bank's customer service department so they can take legal action against the original sender if they choose to do so. But do not click on the email link.

3) Use your own computer to do your online banking on. Shared, public or networked systems at work just make it all the more possible to have your ID stolen.

4) Run Ccleaner, or manually clear browser history, cookies, cache and saved passwords after you accessed your online accounts.

5) As noted above, keep your username and password to yourself. If you cannot commit it to memory, then keep it in a secure place. Do not write it down where it can be found easily.

6) Always, always, always log off the site once you completed your banking transactions. If you don't, then the connection stays live (even though you are no longer using it), and the all the other precautions you took above will be of little value to you until the site finally times the connection off.

These simple guidelines will help you have a safer and smoother online banking experience with Standard Chartered. The Standard Chartered Online Banking service in itself is very safe, so you have nothing to worry about if you follow the above guidelines.