Standard Chartered Online Banking is just one company in a rapidly growing internet banking service industry that has simply revolutionized the way we conduct our personal financial business. They offer an array of features, including reports, transactions, history and many other account related information. You can use your home computer or cell phone to do your mobile banking any time and from anywhere you have access to the internet. It is extremely convenient and needless to say, online banking is definitely easier than having to stand in line at the teller's window. But caution is still advised, even when using the secre Standard Chartered online banking service to access your accounts. Along with the good comes bad as well and there are many out there that try pretty hard to access your personal financial information.
Standard Chartered online banking services are extremely safe, enabling you to make, alter and cancel transactions whenever you need to. The benefits of these services completely outweigh the disadvantages.
There are several steps you can take to ensure your personal information is kept that way:
1) First and foremost, Never Ever give your log on inforation to anyone. Keep your username and password to yourself.
2) Do not click on any link to your bank's website that comes by email! This is a method privacy theives can gain access to your bank account, and other personal information after that. (After they drain your account of course). It is a tactic called phishing and you do not want to fall for it. Even if it looks like it came from your bank, Do Not click on the link. Go to your search engine, enter the bank website URL manually and log on that way. Take any action you need to there. If there is none, you can send a copy of the email to the bank's customer service department so they can take legal action against the original sender if they choose to do so. But do not click on the email link.
3) Use your own computer to do your online banking on. Shared, public or networked systems at work just make it all the more possible to have your ID stolen.
4) Run Ccleaner, or manually clear browser history, cookies, cache and saved passwords after you accessed your online accounts.
5) Never write your ID and password down on a piece of paper or in your dairy. Other people can always get access to this so be careful.
6) Always, always, always log off the site when you completed your banking transactions. If you don't, the connection stays live (even though you are no longer using it), and the all the other precautions you took above may be of little value.Last but not the least, ALWAYS log out after you are done using your online bank account. If you forget to log out, all the other safety measures you are taking will be of no use.
Take the time to follow the few simple steps listed above and you will help keep your Standard Chartered online banking transactions safe, secure and out of the hands of folks that shouldn't be seeing them anyway. Of course, that goes for any online service you use where personal information is sent over the internet.
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